Invoice Financing
Stop waiting 30-90 days for customer payments. Turn your unpaid invoices into immediate working capital. Get up to 90% of invoice value within 24 hours. No credit checks, no long-term contracts. Perfect for small businesses, freelancers, and growing companies. Fund your operations, take on new projects, and grow your business without cash flow gaps.
Why Choose Us?
Fast, flexible funding
Improve Cash Flow
Turn unpaid invoices into working capital
Take More Orders
Fund growth without waiting for payment
Pay Suppliers Early
Take advantage of early payment discounts
No New Debt
Financing against assets you already have
Why Choose Bseech Invoice Financing
Instant Funding
Get up to 90% of your invoice value within 24 hours. No waiting for customer payments. Improve cash flow immediately.
Flexible Terms
Choose which invoices to finance. No long-term contracts. Pay only when your customer pays. Scale financing as you grow.
No Credit Checks
Approval based on your customer's creditworthiness, not your business history. Perfect for new businesses and startups.
Competitive Rates
Simple, transparent fees starting from 1.5% per 30 days. No hidden charges. Pay only for the time you use the funds.
Recourse & Non-Recourse
Choose between recourse financing (lower rates) or non-recourse protection (no liability if customer doesn't pay).
Easy Integration
Connect your accounting software (QuickBooks, Xero, FreshBooks). Upload invoices instantly. Track funding in real-time.
Financing Options
Invoice Factoring
Invoice Discounting
Spot Factoring
Contract Financing
How Invoice Financing Works
Submit Invoice
Upload your unpaid invoice (B2B only)
Verify Customer
We verify your customer's credit
Get Funded
Receive up to 90% advance within 24h
Customer Pays
Customer pays invoice to us
Receive Balance
We pay remaining balance minus fees
Fee Examples
| Invoice Amount | Advance (90%) | Payment Terms | Fee (1.5%/30d) | Total Received |
|---|---|---|---|---|
| $10,000 | $9,000 | 30 days | $150 | $9,850 |
| $25,000 | $22,500 | 45 days | $562 | $23,938 |
| $50,000 | $45,000 | 60 days | $1,500 | $48,500 |
| $100,000 | $90,000 | 30 days | $1,500 | $98,500 |
*Based on 1.5% fee per 30 days. Actual rates may vary based on customer credit and invoice terms.
Calculate Your Funding
See how much you can get and what it costs
Get funded in 24 hours
Apply Now →Flexible Pricing
Pay As You Go
- No monthly minimums
- Fund individual invoices
- Recourse financing
- Free credit checks
Volume Plan
- $50,000+ monthly volume
- Discounted rates
- Dedicated account manager
- Non-recourse options
Enterprise
- $500,000+ monthly volume
- Custom rates
- API integration
- Next-day funding
No setup fees. No monthly minimums. Pay only for invoices you finance.
24-Hour Funding
Fastest in industry
No Long Contracts
Cancel anytime
Competitive Rates
From 1.5% per 30 days
Non-Recourse Options
Protection available
Frequently asked questions
How does invoice financing work?
You submit unpaid invoices from creditworthy business customers. We advance up to 90% of the invoice value within 24 hours. When your customer pays, we release the remaining balance minus our fee. You get immediate working capital without waiting 30-90 days for payment.
What are the requirements?
You need B2B invoices with creditworthy customers. No minimum business age required. No personal credit check. We focus on your customer's payment history and creditworthiness. Most businesses qualify with valid invoices.
How much does it cost?
Fees start at 1.5% per 30 days. You pay only for the time you use the funds. For example, if your customer pays in 20 days, you pay 1% (prorated). No hidden fees, no setup costs, no monthly minimums for pay-as-you-go.
What is the difference between recourse and non-recourse?
Recourse financing has lower rates, but you're responsible if your customer doesn't pay. Non-recourse financing has slightly higher rates but protects you completely - if your customer defaults, we absorb the loss. Choose based on your risk tolerance.
How quickly can I get funded?
Most invoices are funded within 24 hours of submission and verification. For existing customers, funding can happen in as little as 4 hours. We have the fastest turnaround in the industry.
Do I need to finance all my invoices?
No! You choose exactly which invoices to finance. Some businesses finance all invoices for predictable cash flow. Others only finance specific invoices to cover gaps or fund new projects. You're in complete control.
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Ready to unlock your cash flow?
Turn unpaid invoices into working capital today
No commitment. Free credit check. Get funded in 24 hours.